What applies where local law permits
Our legal terms explain how access, account use, wallet actions, and record keeping work when local law permits service. We use the same plain language across the page so you can see what applies before you act, rather than hunting through hidden clauses. If a rule
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changes because of your state, device, payment rail, or verification result, that change is shown in the right section instead of being buried elsewhere. For India, UPI, Paytm, and PhonePe entries are checked by the wallet system, and any request that needs extra confirmation stays pending
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until the required check is complete. If you want a copy of your terms, a record of a request, or a correction to account details, our support desk can route it to the right team. We do not treat local-law limits as optional, and we apply
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them whenever they affect access, retention, or contact handling.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.